How Much is Enough Life Insurance?   The insurance must cover your debt It must pay for your funeral Life insurance should enable your family to live well for a year If possible, it should allow a spouse to maintain his / her…

What are the differences between living and guaranteed annuities? A living annuity is an insurance policy A guaranteed annuity is an investment product Guaranteed annuities offer life-long monthly incomes Different guaranteed annuities suit different individual needs Living annuities are flexible All capital in…

“I need the money so I’m going to cancel my Life Insurance”. If this is what you intend to do, you should seriously re-think your finances before doing that! Weigh up the pros and cons Life Insurance should be a priority expense Being young does…

Inheritance tax in South Africa is not understood that well by many people and families have split apart over inheritances. Some people pass on without a Will and then nobody knows how their assets are to be distributed. When you die, you want…

Deceased estate information covers the subject of what happens to all the assets and personal items of someone who dies. Their home, car, savings and possessions? According to the dictate of the deceased’s Will, their property and assets are distributed accordingly. The Will…

Women are often overlooked in the life insurance space. In recent years, the role of women in providing for the family has been constantly developing, hence the increasing need for life insurance, and that is why women need life insurance. Times are changing…

What do I need to know about life insurance policies? Compare products and pricing Obtain advice from a broker Make the right choice Whole Life policies Term Life policies   Research and unbiased advice are two essential ingredients when it comes to Life…

What is Life Insurance guidance? Be honest Avoid unpaid claims Save on premium payments Use a reputable insurance company “Riders” are less expensive HIV cover   Honesty is the best policy Be brutally honest when applying for Life Insurance. Questions about present-day health…

What are life and critical illness insurance? Critical illness pays a tax-free lump sum Protect your family’s financial future Insure against numerous critical illnesses Ensure while still young and healthy Do not wait until it’s too late   A combination of Life and…

If you are employed and have people who rely on you financially having life cover is essential regardless of your age. So if you have dependants then you are never too young to get life insurance. Lee Bromfield, CEO of FNB Life says…